Contributors: John Crawford, Morgan Ricks, Lev Menand, Aaron Klein, Robert Hockett, Abbye Atkinson, Leonidas Zelmanovitz, Bruno Meyerhof Salama, Sheila Bair, James McAndrews, Yesha Yadav, Sarah Bloom Raskin, Mehrsa Baradaran, Christopher Giancarlo, Saule T. Omarova, and Nakita Q. Cuttino.
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Public Money: Digital Dollars? Fed Acccounts? Postal Banking?”
Category: RT04 – Public Money: Digital Dollars? Fed Accounts? Postal Banking?
Summer 2020
Roundtable: Public Money
S. Omarova, The Other Half of the FedAccounts Plan: What Happens on the Asset Side of the Fed’s Ledger?
November 19, 2020
Saule T. Omarova, Cornell Law School
The COVID pandemic gave a renewed sense of urgency to the idea of offering every American household and business a free digital-dollar deposit account
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S. Omarova, The Other Half of the FedAccounts Plan: What Happens on the Asset Side of the Fed’s Ledger?”
Roundtable: Public Money
A. Atkinson, On Equity within Public-Sector Banking Initiatives
October 6, 2020
Abbye Atkinson, Berkeley Law
To the extent that “banking [is] the business model of money creation,”[1] it is difficult to conceive of it in truly humanistic terms.
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A. Atkinson, On Equity within Public-Sector Banking Initiatives”
Roundtable: Public Money
L. Zelmanovitz and B. Meyerhof Salama, Central Bank Digital Currency: the Hidden Agenda
October 16, 2020
Leonidas Zelmanovitz and Bruno Meyerhof Salama
Calls for the Federal Reserve (Fed) to consider a Central Bank Digital Currency (CBDC) gained steam after the release last year of a white paper by Facebook and associates
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L. Zelmanovitz and B. Meyerhof Salama, Central Bank Digital Currency: the Hidden Agenda”
Roundtable: Public Money
R. Hockett, The Inclusive Value Ledger: A Public Platform for Digital Dollars, Digital Payments, and Digital Public Banking
September 28, 2020
Robert Hockett, Cornell Law School
One fruitful way of thinking about money is simply as ‘that which pays’ in a payments system or ‘that which counts’ in a system of transaction-associated value accounting.
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R. Hockett, The Inclusive Value Ledger: A Public Platform for Digital Dollars, Digital Payments, and Digital Public Banking”
Roundtable: Public Money
J. McAndrews, Designing Financial Services for People with Low and Uncertain Income
September 1, 2020
James McAndrews, TNB USA Inc., and the Wharton Financial Institutions Center
The Center for Responsible Lending reported in June 2020 that U.S. banks collected over $11 billion in overdraft fees annually
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J. McAndrews, Designing Financial Services for People with Low and Uncertain Income”
Roundtable: Public Money
S. Raskin, What to Do While Waiting for Fed Accounts
August 27, 2020
Sarah Bloom Raskin, Duke University
My children couldn’t quite wrap their heads around the scene: a long line of cars snaking across a vast parking lot, inching slowly toward the food bank’s delivery window.
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S. Raskin, What to Do While Waiting for Fed Accounts”
Roundtable: Public Money
A. Klein, How to Fix the Covid Stimulus Payment Problem: Accounts, Information, and Infrastructure
August 18, 2020
Aaron Klein, Brookings Institution
The financial response to the Covid crisis demonstrated the inability of the federal government to rapidly get money to people during times of crisis.
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A. Klein, How to Fix the Covid Stimulus Payment Problem: Accounts, Information, and Infrastructure”
Roundtable: Public Money
M. Ricks, J. Crawford, L. Menand, FedAccounts: Digital Dollars
August 10, 2020
Morgan Ricks, Vanderbilt University John Crawford, University of California Hastings College of the Law Lev Menand, Columbia Law School
In 1989 the Board of Governors of the Federal Reserve System came out against the “basic banking” legislation that Congress
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M. Ricks, J. Crawford, L. Menand, FedAccounts: Digital Dollars”